Partner hawaii

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2009.01.02 23:18 Learn, Plan, Prepare, Survive.

Place to post tips, tricks, evacuation, safe heavens, guides and what ever is necessary to survive a life or death situation.

2020.10.28 19:56 nahtazu COVID Tests for Hawaii Travel

I'm flying to Hawaii on Tuesday and they are requiring a COVID test no more than 72 hours before my flight. Trying to discern if any of the public LA test sites would qualify but the Hawaii travel site is a bit confusing - it seems like the only option I'll have is to arrange and pay for a rapid test. Anyone else here planning a trip and can offer some insight? TIA!
submitted by nahtazu to AskLosAngeles [link] [comments]

2020.10.28 18:17 DrSbaitso AwardSense: Find award flights from the most popular airline programs with just one click

TL;DR I built a website that makes it really easy to find award flights. It shows real-time pricing and currently supports 12 of the most popular frequent flyer programs. It also lets you set alerts to get notified when new award space becomes available.

What is it?

AwardSense is an online award flight search engine. It lets you search multiple airline programs and easily compare the results. Right now anyone that signs up will get a free 5-day trial (no credit card required).

Why did you build it?

Normally I would spend my weekends traveling, but 2020 left me with a lot of free time on my hands. Also, I was annoyed by the existing tools that are out there, and thought I'd try building something better. Here are the features that were important to me:
There are existing tools that support some of the above features, but AwardSense is the only one I'm aware of that can do all of them.

Why should I use it?

If you're on this subreddit, you probably have access to a ton of frequent flyer programs. Amex has 18 airline transfer partners, Chase has 10, and Marriott has 41! Some of you probably know which programs are best to use in every situation, but I sure as heck don't. In fact, I used to pay an award consultancy $300 every time I wanted to book a trip (hey, it beat spending hours manually searching).
AwardSense makes it super easy. Search once, and it will tell you which flights are available through the most popular programs, along with the cost in miles. You can easily sort, filter, and share results, or set up alerts. The flights shown are live results, not just theoretical redemptions.

Can I see a demo?

Of course:
submitted by DrSbaitso to awardtravel [link] [comments]

2020.10.28 07:56 Daddy_Tissues7 Traveling to Hawaii - COVID-19 Test Partners??

Hi everyone! I’m traveling to Hawaii tomorrow morning. I got my negative COVID-19 NAAT result from the University of Washington.
On the Hawaii safe travels site, it says you must get a test from one of their approved testing partners. Mine wasn’t from one of them.
I took the correct test and my test results are being reviewed by the safe travels team. But I’m nervous it may be denied because I didn’t use one of their partners.
Does anyone know how strict they are with that?
Hawaii Testing Partners
submitted by Daddy_Tissues7 to coronavirushawaii [link] [comments]

2020.10.27 16:21 scrambledeggs2020 Advice regarding the 'verification process' for covid test uploaded after arriving

Hi all, Hopefully there's more of you in the same boat out there. We used a trusted partner for covid testing within 72hrs for Hawaii travel (Quest Diagnostics). We didn’t get the results before landing. We have since received them. We did the following; Uploaded a pdf as a single page (front page), 8.5 x 11. It didn't automatically accept it though. While it doesn't say "manual verification", I believe they changed the terminology to avoid confusion. Has this happened to you? You did everything by the book but it's still not reading it? How long did it take for the test to clear? Stuck in quarantine purgatory...
submitted by scrambledeggs2020 to hawaiitravel [link] [comments]

2020.10.27 11:20 UmHowAboutNoo Culture Im Missing?

I am really uninformed. Like I’ve lived in a box my whole life. I was forcibly raised Christian from age 3 to 12. I was chubby all through middle/high school and had 2 girlfriends at different times all throughout with both being puppy love and lacking real connection. I was generally excluded from social gatherings involving sex and drugs and beautiful people.
Context: I lost my virginity technically at age 18 but it barely counts as her and I were extremely intoxicated and she got sick (from alcohol) after we started and had to stop. she passed out in my arms, She woke up half way through the night, bathroom, got back into bed with me, and fell asleep again in my arms. She and I were mostly just acquaintances and were not really close, but that night she had an interest and it lead to this. Afterward, we returned to acquaintances then later she disappeared altogether. We entered knowing it was not going to be a long term thing.
I lost a lot of weight and bleach/frosted my hair (popular at the time) and looked really good, got a lot of flirts from girls but never lead to anything, ended up with a very attractive girl for about 15 months before it ended in infidelity (on her part) long story but this was my next sexual encounter.
I started putting weight back on shortly after we split up, and no sex for years after. Im not really attracted to large women as taboo as that is to say, but also wholly understood why fit / healthy women were not attracted to me and just accepted it. I focused on full time work and full time college then went through some financial hardships and next thing you know im in my 30s, overweight, drinking a lot, addicted to video games, generally not getting laid and watching all my friends around me get married and have children and something happened.. or a couple of things anyway...
1) Met a girl at work who was very comfortable around me (at least at first) and I had an innocent envy for (she is married) call it an innocent crush if you like... but it reminded me of what I am missing out on in life by being an unhealthy overweight stuck. 2) A trip to Hawaii was planned and I wanted to feel comfortable and confident when I went 3) My health sucked
Mostly 1 & 2 were the motivation, but... lost all the weight (over 100 lbs) and gained about 20% across the board in strength. Got my mile down to 5 minutes 51 seconds. The hunt begins for the girl of my dreams...
I have been successful gaining general interest from some very attractive girls, but all of them have boyfriends, so I do what my mind was trained to do at a young age and dismiss and carry on.
I need to expand my search. So I start going to bars to help myself grow... interact, see what I got. Am I a 5? a 7? Who can I get interested (not in a relationship) and how far can I go?
What I am finding is that I lack confidence, and my instincts are telling me to seek out an ideal wife, but neither is helpful. I don’t believe I can find a partner on impact and I need to be open minded, make friends, maybe take a few girls home with me and see if 1 attaches to me who I can also relate... maybe just meet friends and interact.
Question 1) Is this polygamy for now?
So I am running into a repeated thing I have never really experienced before. Maybe whats common sense to most is not to me. Basically... repeatedly, like im losing count, like 7 times in the last year, I have had girls start coming onto me who have husbands / boyfriends. They have all but 2 been incredibly attractive women.
Question 2) Is this as common as I think?
Of these women, 3 are women I work with and 2 are women I met in bars, and 2 are women I met in social gatherings. And here is the fucking crazy part. 4 did so right in front of their Husband/Boyfriend. Last night was my latest hence finally a visit to Reddit to get some feedback (though Reddit is dominated by trolls so guess I’ll take it for what its worth),
First, I am no longer a christian. I am a scientist. I believe in evolution. What I find though is my programming says stop: No Adultery. No Stealing. No Coveting. So each time, including last night, I rejected all of them.
After the 2nd happened I read up on open relationships briefly but I find all of these scenarios lack 1 thing: they could easily say that they are and opt not to.
Question 3: If a women has an SO and is not in a monogamous relationship, would they not say so?
Last night, I was invited up to an apartment with 2 guys/2 girls. We shared cigarettes and beer. The girl who was coming onto me dressed down into her robe. She had no braw on and on 2 occasions leaned in a manor which clearly displayed her boobs. Her boyfriend was obviously irritated but more at her than me. He asked me to leave shortly after.
Question 4) What the hell just happened?
Im not looking for girls who have SOs, what I am finding though is all the girls I am attracted to do. I did not lose 100 lbs and build a desirable physique and build out my 4 to 6 pack abs (fluctuates as my gut comes and goes) ao I could date large, or old, or lazy, or otherwise unattractive-to-me girls as hypocritical as that sounds. I spend 2 to 3 hours a day at the gym. I dont feel bad because fit women did nothing but reject me until I lost weight. I lost weight for that reason. I did not hate them for it, I understood it. But now I can do the same.
Question 5: What am I missing?
submitted by UmHowAboutNoo to nonmonogamy [link] [comments]

2020.10.27 06:30 GldnRetriever "The Thing Standing In The Way Of Your Dreams Is That The Person Having Them Is You"

Title stolen from an xkcd comic
7 years ago I moved to Hawaii for a job. And it remains the single worst decision of my life. The job was a nightmare, and I got fired in less than a year. But I also fell in love so I tried to make life work in Hawaii because the relationship was still too new to justify moving to a new city together. Got a part time job, stuck it out a bit longer.
But I had no friends and was so stressed about my career tanking. The stress took its toll on the relationship, among other things. We split up. I spiraled into depression (that was already bad but got worse without the person who had been by far my largest source of support).
I pulled the rip cord and left, moving back to the continent with no job, no plan, no health insurance, and living off my savings.
I wanted to be anywhere but home because I'm a gay guy from Alabama and moving home while unemployed and depressed really didn't seem like the best choice for my mental health. I crashed on friends couches around the country. I pitched it as a "I'm visiting everyone I couldn't see while I was living in Hawaii" trip, but in reality I was a bum with no place to go.
As the couch crashing offers were nearing their end, I started hiking the Appalachian Trail as both another means of having an excuse for not living anywhere or not having a job. This did help me stand out in job searches (which I continued to do while living on the trail).
Got a gig. Moved.
Smallish city. Only a little over 100k people. I've been here three years and the pandemic has really unmasked the fact that I really only had acquaintances and only one even reasonably close friend, who is more of an adoptive aunt. It's more like a dating thimble than a dating pool.
I'm so fucking lonely and the social isolation is getting to me. My moods are all over the place from EVERYTHING IS GREAT to anxiety spikes to just zoning out and staring at the ceiling or my phone.
I've never been able to make a friend group after grad school. Seven years of just lots of one-on-one friendships with people I see only occasionally and no one I see with regularity.
Hell, even in grad school and college I only glommed on to friend groups that pre-existed me. I have no idea how to build a group of friends or any sense of community.
It feels like other people have their families right now, and I'm not close to mine at all. Other people have close friends they're podding up with in the pandemic, and I don't have anyone to hang out with regularly.
Every now and then I get a surge of hope and energy from fantasizing about moving to a new city and starting over and trying a new career. I'm almost cheerful on the days I fool myself into thinking it's possible while I'm researching what it would take to the place I would like to think about moving to.
However. I only have one, very niche skill set it's hard to find jobs in so I cannot really up and move to stay in the career. I'd be starting over at entry level were I do to anything else.
I do have almost a year's salary saved up. But other than some retirement funds in a pension, that is all I have to my name. I COULD burn through it all trying to make a go of it somewhere new... but that's dumb.
But all these problems will follow me there. I'll still be lonely after moving. But I'd be scraping by on much less money because I'd be going from a $57k salary with good benefits and a lot of professional freedom to entry level or whatever the fuck I could get to scrape by.
So I'd just be spending all my time and energy trying to scrape money together to be able to afford to live in a city rather than doing any actual living in a city.
I just actually not be a likeable person. Or something. So may not make friends or get dates either. Plus the pandemic, the state of the country, and that's not even getting to climate change despair.
I do just wanna die. Not like I'm making a plan or doing anything proactive do don't go thinking this is a suicide note. I've been dealing with depression since I was, like, in 4th grade, so this isn't my first suicidal ideation rodeo.
But fuck all I'm tired. I'm tired of not having anything to hope for. I'm tired of having nothing I'm looking forward to in life. I sometimes have good days - very good days - but it's only days when I'm content with the things that happened that day, if that makes sense. I have nothing I'm looking forward to or building towards because I have no friends or partners or family to imagine a future with so it all seems so self-centered and meaningless.
OOF. A'ight that's enough out of me, internet strangers. If by some act of God or insanity you're still reading this, thx for letting me vent.
submitted by GldnRetriever to sad [link] [comments]

2020.10.27 05:22 JustTheRealNews Coast Guard, partners oversee clean-up of sunken vessel in Hawaii Kai

Coast Guard, partners oversee clean-up of sunken vessel in Hawaii Kai submitted by JustTheRealNews to JustTheRealNews [link] [comments]

2020.10.26 19:53 docrolling Considering asking wife for open marriage / my story

My story leading to today. I started this as a reply to another post. It became way too long and irrelevant to that post.
In 2002, after my wife turned me down for sex another evening, I decided that I would leave her when my youngest went to college. He was 1 yo at the time. I 1st started to emotionally cheat, flirting with women at work. It was incredibly rewarding, and being appreciated by flirted with back, made me resent my wife even more. I eventually kissed 1 super hot single mom, who was looking to score a rich daddy for her son. I was arranging a getaway with her for a few days at a business conference when...
In 2004 I became paralyzed in an accident. Nothing stresses any marriage like one of the partners becoming an invalid. Although my wife rarely does the bathing, dressing, bladder & bowel care (at most 5x/year), she still does it when an aide flakes. She shops for the household. She cooks. She does most of my laundry. She is my best friend, although I may not be hers. We parent together. We eat dinner together 4-6 days a week. We sleep on different floors of the house. (she got the master. The cripple was shunned to the windowless basement.) We use different bathrooms. I've not had sex with my wife since a trip to Vegas in Sept, 2009. Even before that it was only a few times per year. She denied my advances for years before I stopped tying. 2 hugs, and pecks on the cheek a year, X-mas & my birthday, when I thank her for gifts.
Why does she stay? I earn 15-20x more than she does, allowing her to work part time. She drives a luxury car, lives in a big house, goes to Florida, Hawaii, the lake, the beach, w/o me. Her worthless (financially), stroke-crippled father, lives with us, contributing a few Benjamins per month for everything (his pills cost more). I pay the rest.
Why do I stay? If an aide flakes 1 morning, I could die. I need someone around me with 100% certainty, that I will be cared for. My aides do 98.5%. My wife fills the gap. I'm too pathetic, fat, bald, crippled to find someone to be 100% reliable. That devotion takes a 29 year relationship to generate that commitment.
I first cheated with one of my aides 7 years ago. She was hypersexual, and flirted with me. The 1st time I vastly underpaid her. They 2nd time we met for intimacy at a hotel, she asked for so much, that I politely declined. She dropped her ppm to a more reasonable amount on her own. I did not try to negotiate her down.
I then saw escorts for 5 years, almost always leaving the encounter feeling a little empty. I found a local 21 yo escort who I saw a lot (After an advance, while on a business trip together, she ripped me off for 3 sessions worth.) I then discovered SA searching for a greater connection that I fooled myself into believing I had had with the local escort. Although I have not been able to find a SB who cares for me as so many SB's write about on here, I have found at least 2 beautiful, sexy, intelligent, educated SB's that will at least see me regularly.
So, I have screwed up seeing escorts and SB's enough that my wife must be suspicious. Once I came home after seeing my SB at 6:30 pm, having expected that my wife was coming home at 7 pm. She was already home due to a power outage at her event. This was during COVID, where I do not go to stores, the gym, Club, friends houses due to my increased risk of dying if I contract COVID. She did not question me at all.
Another time I left to "drive to a state park to walk my dog." Actually I was taking my dog to meet my SB in a hotel. My wife was supposed to leave to go to tennis at the club, and therefore not know when I got home, or how long I'd been gone. Tennis was cancelled due to thunderstorms. I returned 4 hours after I had left. I was not wet, neither was the dog. She did not ask.
I've come home to find my laptop open, as I left it, with Google maps on the screen, with directions to the hotel where I was meeting. No questions.
And the greatest: I needed to know that the escort could do my morning routine before she & I went away for five days/four nights. So she came to my house, when my wife and youngest son where here, acting as my "temporary aide" as my regular aide could not make it. (which happens several times / year.) The escort did my morning routine. No comments from my wife. My wife usually does not talk to "the help."
My youngest left for college 3 months ago. I'm considering asking my wife for an open marriage. I would be jealous if she got a BF, but I'm willing to take that gamble to open up my schedule to see my SB more. I dropped my last SB, as she graduated, landed a great job, and our mutual availability was negligible. I want to do overnights. I want dinner dates followed by private time. I want to go out with my SB, but am currently limited to mornings when my wife is working, or 2 evenings a week, when she's at the club playing tennis. The worst case outcome is that she says no and divorces me. I lose half my retirement, half the house, and pay alimony until I retire.The best case is that she tells me that she has known, or been suspicious for years. And then she doesn't ask how I've been paying my SB.
submitted by docrolling to sugarlifestyleforum [link] [comments]

2020.10.25 19:12 MasterpieceSalt4561 [maui][oahu] Escaping New York Winter in Hawaii?

Hi All, given that I will be working from home in the foreseeable future, I’m thinking of working out of Hawaii to escape the northeastern winter(currently live in New York). Any advice for or against doing so?
Also even though I’m hoping to find some partners for the trip, most likely I (32F) will visit there alone. Any suggestions on which area to stay and housing options, to make some friends and not feel so alone?
Edit: thank you all who offered good suggestions! Also understood people can get wary really quick about visitors these days. But still believe Hawaii is a very welcoming place, just not now, maybe a later time
submitted by MasterpieceSalt4561 to HawaiiVisitors [link] [comments]

2020.10.23 02:36 ammodotcom Gun Background Checks: How the State Came To Decide Who Can and Cannot Buy a Firearm

Gun Background Checks: How the State Came To Decide Who Can and Cannot Buy a Firearm
Prior to 1968, most adults in the United States could purchase a firearm without state interference. Guns were available in local retail stores, as well as mail-order catalogs, and as long as you hadn’t been convicted of a felony and you had the funds, there weren’t any questions asked.
Things are different now. Depending on where in America you are and what type of gun you want to buy, there’s a good chance you’ll need to pass a NICS-mandated background check to complete your purchase.
Although many people hold a strong opinion for and against gun background checks, they’ve proven to be an integral part of the state's gun control apparatus – and they don’t appear to be leaving anytime soon.
Since background checks are such a requirement for today’s gun enthusiasts, it’s important for gun owners (and those who may someday be gun owners) to understand everything they can, including how the current system works and how it came to be.

The History of Gun Background Checks in the U.S.

The history of background checks for gun purchases reaches back to the first restrictions placed on individuals trying to purchase firearms. Here in the U.S., this occured after the Civil War, when several southern states adopted “Black Codes,” which replaced the prior slave codes and worked to suppress the freedoms of black Americans. Among other restrictions, the Black Codes forbade African-Americans from owning firearms.
The Federal Firearms Act of 1938 began restricting the sales of firearms, requiring those in the business of selling firearms to purchase a Federal Firearms License (FFL) and maintain a list of persons who purchased firearms, including their name and address. The Firearms Act of 1938 also listed convicted felons as the first prohibited persons – who are not allowed, by law, to own, purchase, or possess firearms.
And then something happened that would forever change American history. Six days before Thanksgiving, on November 22, 1963, President John F. Kennedy was assassinated by Lee Harvey Oswald in Dallas using a Mannlicher-Carcano rifle that was chambered in 6.5x52mm Carcano and fitted with a telescopic sight, which he'd purchased from a mail-order catalog.
The 1963 Kennedy assassination was followed by additional high-profile assassinations over the next 5 years:
February 21st, 1965: Malcolm X was assassinated by three members of the Nation of Islam who bull-rushed him on-stage during a speech in Harlem with a 12-gauge sawed-off shotgun and handguns chambered in .45 ACP and 9mm. X had publicly broken away from the Nation of Islam and was openly critical of its leader, Elijah Muhammad.
April 4th, 1968: Martin Luther King Jr. was assassinated by escaped convict James Earl Ray using a .30-06 caliber rifle in Memphis. The prior year Ray had broken out of the Missouri State Penitentiary by hiding in a bread delivery truck. Ray was a notorious escape artist and career criminal who used an alias when purchasing the rifle.
(After the assassination, investigators launched a sixty-five day manhunt for King’s assassin that led them across two continents and four countries which culminated in Ray's arrest at London's Heathrow airport where he was caught traveling on a forged Canadian passport. A decade later in 1979, Ray again broke out of jail - this time escaping from Tennessee’s most notorious maximum security prison, Brushy Mountain State Penitentiary, where he was serving a life sentence for King's assassination.)
June 5th, 1968: Two months after King's assassination in Memphis, Democratic presidential candidate Robert F. Kennedy (JFK's younger brother) was assassinated by Palestinian-born Sirhan Bishara Sirhan in Los Angeles using a revolver chambered in .22. Earlier that day, Kennedy had won the South Dakota and California presidential primaries. Sirhan claimed to be part of an occult organization called the Rosicrucians.
The cumulative effect of these assassinations - along with the emergence of the Black Panthers, who'd started hanging out at government buildings armed to the teeth - led to the Gun Control Act of 1968, which was specifically intended to keep “firearms out of the hands of those not legally entitled to possess them because of age, criminal background, or incompetence.”
Through the Gun Control Act of 1968, the federal government placed restrictions on the sale of firearms across state lines and expanded the prohibited persons who were not allowed to purchase or possess firearms. Under the new law, gun purchases became illegal for those who were:
  • Convicted of a non-business-related felony
  • Found to be mentally incompetent
  • Users of illegal substances
To determine this information, those who wished to purchase a firearm from an FFL had to complete a questionnaire of yes/no questions such as “Are you a convicted felon?” and “Are you a fugitive from justice?” Although these questions needed to be answered, they did not require verification from the gun seller.
In 1972, the Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF) was formed as a way to help control the illegal sales and use of firearms.
In March of 1981, the assassination attempt of President Ronald Reagan led to further gun legislation with the Brady Handgun Violence Prevention Act of 1993, which amended the Gun Control Act of 1968 to now require background checks for the purchase of firearms from a retailer. The Brady Act, as it’s known today, also led to the development of the National Instant Criminal Background Check System (NICS), which launched in 1998, and is the current law on background checks for gun purchases in the U.S.

The National Instant Criminal Background Check System

The National Instant Criminal Background Check System (NICS) was mandated by the Brady Handgun Violence Prevention Act of 1993, and was launched by the FBI on November 30, 1998. The NICS is used by FFLs to check the eligibility of those who wish to purchase firearms.
Located at the FBI’s Criminal Justice Information Services Division in Clarksburg, West Virginia, the NICS is currently used by 30 states and five districts, as well as the District of Columbia, to check the backgrounds of those who wish to purchase firearms. Those states that opt not to use the NICS have their own point of contact (POC) to complete background checks.
The NICS applies a person’s identifying characteristics, including name and date of birth, to its own index, as well as the National Crime Information Center (NCIC) database and the Interstate Identification Index. These systems compare the intended purchaser’s demographic information against the national databases to see if they match someone deemed a prohibited person. Prohibited persons include those who are or were:
  • Convicted of a crime punishable by imprisonment for a year or more
  • Fugitives from justice
  • A user of or addicted to a controlled substance
  • Adjudicated as a mental defective or been committed to a mental health institution
  • Illegal aliens
  • Aliens admitted to the U.S. under a nonimmigrant visa
  • Discharged from the U.S. Armed Forces under dishonorable conditions
  • Renounced their citizenship to the U.S.
  • Subject to a court order that restrains their interactions with an intimate partner or child
  • Convicted of domestic violence
Since its conception, NICS has completed over 300 million background checks and has issued more than 1.3 million denials. The NICS is available 17 hours a day, seven days a week, except for Christmas Day.

How Do Background Checks Work?

When you visit a gun store and attempt to purchase a firearm, you must complete a Firearm Transaction Record, or ATF Form 4473 – which requires the intended purchaser’s name, address, and birthdate. The form also requires a government-issued photo ID and asks questions regarding the individual’s appearance, including height and weight.
Once the form’s completed, the gun seller can either call the 1-800 number for NICS or use the online system to run the background check. In over 90 percent of the cases, the results are almost immediate, with the system either approving, delaying, or denying the purchase within minutes.
With an approval, the sale can immediately proceed as planned with you purchasing the firearm. If there is a delay, the NICS and FBI investigate the inquiry over the next three days. If the FFL does not hear anything within that time period or if a determination cannot be made, then the retailer can, but does not have to, continue with the firearm transfer. When this occurs, it’s often referred to as a “default proceed” sale.
When a denial is made, which occurs in only about 2 percent of background checks, the retailer is unable to sell or transfer the firearm to the individual in question. You must submit a request to the NICS to receive the reason for your denial, the most common of which is a history of a felony conviction.
If you believe you were given an erroneous denial, you can appeal the decision by completing a Voluntary Appeal File (VAF), which can be done online or by mailing your request to the FBI. Along with the VAF application, you will also need to be fingerprinted to move forward with the appeal process.

When is a Background Check Needed to Purchase a Gun?

A background check is necessary any time you purchase a gun from a retail provider, which is defined as someone conducting business in the sale of firearms. These sellers must have a Federal Firearms License (FFL) and are legally mandated to complete a background check for every firearm sold to a non-licensed individual.
It doesn’t matter if you purchase the firearm in a brick-and-mortar store, a gun show, online, or through a magazine – if the seller is a retailer provider (i.e. has an FFL), then the background check must occur.

When is a Background Check Not Needed to Purchase a Gun?

Under federal law, any adult can sell a personally owned firearm to another adult in the same state as long as you know, to the best of your ability, that they’re allowed to own a firearm.
Private sellers aren’t required to ask for identification, they don’t have to complete any forms, nor keep any records of the transaction. What’s more, federal law does not mandate a background check to purchase a firearm from a private seller. This includes buying a gun from a relative, a neighbor, or a friend.
Although federal law does not demand a background check for the private sale of firearms, some states do require a background check.
If you inherit or are gifted a firearm, you don’t need a background check.

Do Gun Background Checks Differ By State?

Thirty states, five districts, and D.C. all rely solely on the NICS for gun background checks. The following 13 states use their own full point of contact (POC) data system for gun background checks and do not use the FBI’s system:
Some states, namely Maryland, New Hampshire, Washington, and Wisconsin, use NICS for long guns, but a state program for background checks on handguns. Iowa, Nebraska, and North Carolina use NICS, but have a partial POC for background checks in relation to handgun permits.
Many of these states have added their own provisions to their background checks, on top of what federal law mandates. In most cases, they also include looking at state and local records to determine if the person in question should or should not be allowed to own a firearm.
Some states have implemented universal background checks via an FFL, even during a private gun sale. While Maryland and Pennsylvania require background checks for all handgun transfers, regardless of retail or private sale, the following states require a background check for all firearm transfers:
In addition, some states require permits to purchase firearms. Hawaii, Illinois, and Massachusetts require a permit for all gun purchases, while Iowa, Michigan, Nebraska, and North Carolina require a permit for purchasing a handgun. These permits often require their own background check as well.
It should be noted that although these laws exist in Nebraska, they’re not currently being enforced, but are expected to be by January of 2020.

But Isn’t There a Gun Show Loophole?

There is no gun show loophole when it comes to background checks for gun purchases. The law clearly states that if you purchase a firearm from a person with an FFL, a background check must occur. If you purchase a gun from a private seller, you don’t need a background check. These same two principles apply whether you’re at a gun show or not.
So if you purchase a firearm from a gun seller with an FFL at a gun show, you will need to complete Form 4473 and have a background check. Under federal law, if you purchase a gun from a private seller at a gun show, you don’t need to have a background check. Your state laws may differ.
Of the average 4,000 gun shows in the U.S. each year, it’s estimated that 50 to 75 percent of vendors have an FFL, and therefore require purchasers of firearms to complete background checks. But that doesn’t mean that 25 to 50 percent of vendors are private sellers of firearms – many of these are vendors that sell gun paraphernalia. Gun shows are filled with vendors who sell everything from t-shirts and ball caps to holsters and concealed carry gear, and it’s these sellers that make up the majority of the remaining non-licensed vendors.
Are there private gun sellers at gun shows? Absolutely. But the idea that criminals are flocking to gun shows to illegally purchase firearms is untrue. In a report by the Bureau of Justice Statistics, only 0.7 percent of convicted criminals purchased their firearms at gun shows.

Have Background Checks Stopped Gun Violence and Crimes?

The research on the effectiveness of background checks to stop gun violence shows conflicting evidence. In an October 2018 published study completed by U.S. Davis and Johns Hopkins Bloomberg School of Public Health, in the 10 years following California’s comprehensive background checks, the number of gun homicides and suicides were not impacted. In a similar study published in July of the same year, gun violence did not increase with the repeal of comprehensive background checks.
Yet other studies show that background checks do reduce violence. A 2015 study found that requiring Connecticut handgun owners to go through a background check led to a 40-percent decline in gun homicides and suicides over a 10-year period.
This contradicting research shows that the problem of criminals getting their hands on guns can’t be stopped by mere background checks. According to the Department of Justice Special Report on Firearm Violence, 77 percent of state prisoners associated with firearm crimes received their firearm through:
  • Theft
  • Black market
  • Drug dealer
  • On the street
  • Family or friends
Not one of these criminals would have been affected by background checks, universal or otherwise. After all, most criminals don’t feel obligated to use legal means to obtain their firearms since they've either broken laws previously or plan to do so.
Beyond theft and the black market, criminals also use straw purchases, which are illegal, to get their hands on firearms. Straw purchasers are people who can pass a background check and intentionally purchase firearms for criminals. The San Bernardino terrorists used a straw purchaser to get the firearms they used to kill 14 people in the 2015 mass shooting.
Background checks for gun purchases often become a talking point after these types of events, but those who partake in this terroristic activity often don’t have criminal histories that would flag a background check. For instance, the Virginia Tech madman legally purchased a gun at a Virginia-based FFL and passed his background check before using it to shoot fellow students.
And then there’s the fact that sometimes the background check system fails. NICS is not a 100-percent absolute system, and time has shown that gun background checks can only be as reliable as the records they contain. Devin Kelley, the Texas Church madman, was prohibited by law to own or purchase a firearm because of a domestic violence conviction while in the Air Force. Yet Kelley purchased four firearms between 2014 and 2017, completing Form 4473 and being approved each time by NICS.
In this case, the Air Force failed to report the court martial to the FBI’s National Crime Information Center, which the NICS relies on for information. So, again, the system is only as good as the information it contains.
(It's also worth pointing out that Kelley's murderous rampage was stopped by a private citizen, a plumber named Stephen Willeford, who legally owned an AR-15. Kelley was shot in the leg and torso by Willeford, stopping him from murdering more people inside that church before the police could arrive.)
And whereas sometimes the system on which gun background checks rely is incomplete, in other instances it produces false positives. In other words, law-abiding citizens get incorrectly matched by NICS, or their respective state-level POC data system, with criminals who have similar names. And if that happens to you, then you could be denied your right to own a gun because of a bureaucratic error. Estimates from the Crime Prevention Research Center pointed to 93 percent of initial NICS denials turning out as false positives in 2009, with similar estimates in 2010. (The Obama administration quit reporting these statistics after 2010.) Yes, individuals can appeal this denial and restore their gun rights, but dealing with bureacracy can be an expensive hassle.
The myriad of issues with NICS is why the National Shooting Sports Foundation (NSSF), a trade association representing the firearms industry, launched in 2013. It is also why the NSSF publishes a yearly ranking of the states based on the number of mental health records they provide relative to their population – to encourage the states to comply with existing federal law, and submit any and all records establishing an individual as a prohibited person to the FBI's databases. Their goal is to improve the existing system for everyone so that gun background checks are more accurate and complete.
Whether you like them or not, background checks are here to stay for gun owners and gun purchasers – but they are not the saving grace that some make them out to be. Background checks for gun purchases can only do so much and are not the permanent solution to keeping guns out of the hands of criminals and keeping Americans safe from gun violence. More concerning is that they give the state an ever-growing list of private citizens who own guns, and such a list has historically been used for subsequent gun confiscation attempts.
Gun Background Checks: How the State Came To Decide Who Can and Cannot Buy a Firearm originally appeared in The Resistance Library at
submitted by ammodotcom to secondamendment [link] [comments]

2020.10.22 04:51 man_overseas Retiring by 40, Wealth-Building & Power of Leverage with Byron Hutcheson

Retiring by 40, Wealth-Building & Power of Leverage with Byron Hutcheson

Retiring by 40, Wealth-Building & Power of Leverage with Byron Hutcheson
Byron Hutcheson recently achieved his goal of retiring by 40 years old. He had worked in corporate finance for a commercial real estate company since 2005 before deciding to “hang ’em up.”
Now he’s a full-time investor—primarily in commercial real estate. He also does some angel investing with your not-so-humble host. And was the best man at my wedding.
In this episode, we discuss his investment in Visiting Angels – a non-medical staffing company for seniors and others who need in-home assistance. Byron shares how he got started in franchise-investing and how lucrative it’s been.
We also discuss our philosophies when investing with friends. Byron says they need to be a good steward of friends’ money and 100% committed to the project they’re working on. He gives equal importance to the person’s character.
Also Byron & I share a passion for travel. Since we’ve both been to Eastern Europe, Kauai (Hawaii), and Nicaragua, we talk about why those are outstanding places to visit.
Great discussion with a great friend. My favorite part is our chat about gaining total freedom over how you spend your day as the ideal way of living. Enjoy!
Other topics discussed:
  • Fracking boom in Houston
  • Real estate values in Montrose (Houston)
  • Byron’s opposition to “dead money”
  • Investing in good people with high integrity
  • Accredited investor requirements
  • Importance of budgeting
  • Systems vs goals
  • Byron’s pursuit of goals made him unhappy
  • Byron’s first real estate deal as a General Partner
  • Getting money from investors
  • “Roll tenants to market”
  • The power of leverage
  • Importance of communicating with tenants
  • Not wasting mental energy in areas you’re not passionate about
  • Power of compound interest
  • How Byron’s life has more purpose now because of his children
  • The fulfillment of raising a child
  • Byron’s take on major corporations creating their own universities
  • Accelerating costs of tuition vs the diminishing value of college
  • Stocks: Netflix, ExxonMobil, Apple, Amazon
  • Trump/Biden presidential debate
  • Media & social media fostering division
  • Obamacare
  • People rarely seek to disconfirm what they already believe
  • Accounting for different cultures & lifestyles in US
  • USA is enormous country to be ruled by one government
  • Presidential politics doesn’t improve your life
Questions asked:
  • Haven’t you tapped to the equity in your house because it’s appreciated so much?
  • Do you have a loan payment that you’re paying for that tapped equity?
  • How did you know about Visiting Angels?
  • What interested you most about Visiting Angels?
  • What was the impetus for leaving the corporate world and becoming a full-time General Partner?
  • Can you talk about investments that you and I have made together in the past?
  • What is your philosophy when it comes to investing with friends?
  • Can you tell me how your first real estate deal as a General Partner came together?
  • What does a “10-year hold” mean?
  • How much money did you raise for the small retail shopping center that you recently bought? What did you pay for the place and what kind of rents are you expecting initially?
  • How many investors [are there] and how much did you seek from them?
  • What does “kiss the note” mean?
  • If your wife didn’t have such a successful career, do you think you’d be living the life that you’re living now?
  • Are you taking advantage of commercial real estate right now because the prices are depressed and that [you’re thinking] they’ll eventually come back up?
  • Did you feel like you had to do a sales job at home because your wife isn’t into investing?
  • How long were you married before you had your first child?
  • Were you thinking about not having kids at one point?
  • What are your thoughts on God (as it pertains to the creation of new life)?
  • Do you save for your daughters’ college?
  • Are we too big of a country to have a sustainable government?
Fun questions:
  • Social media – net negative or net positive for society?
  • How do you think your life would be different if you’d been on social media?
  • When is the first time you logged on to the Internet and what did you do?
  • What’s the greatest joy of being a father of girls?
  • If somebody dropped $1 million in your lap tomorrow, what would you do with it?
  • If somebody gave you $100,000 and forced you to invest it in 3 companies: Apple, Amazon, and ExxonMobil — how would you allocate those funds?
  • Same dollar amount, but you’re forced to allocate it toward gold or Bitcoin – how do you divide that up?
  • What % chance do you think Donald Trump has of being re-elected?
  • Do you have a favorite book?
  • Do you have a favorite podcast?
  • If you had to live somewhere for 6 months, pre-COVID, where would you go?
Connect with Byron:
submitted by man_overseas to u/man_overseas [link] [comments]

2020.10.21 19:26 TheFeralAccountant Trying to repair a bricked Sapphire Nitro R9 390

Trying to repair a bricked Sapphire Nitro R9 390
Hello and thanks for taking a look at my post. I've had this Sapphire Nitro R9 390 for about 4 years now. It died on me in an underwhelming fashion one day about one to two months outside of the manufacturer warranty. Little did I know at the time of purchase that this card has woefully inadequate power delivery compared to literally every other AIB partner for this particular Hawaii GPU. I figured the overbuilt cooling solution and lack of ability to overclock would give it some longevity as I've ran daily over clocks on every card I've ever owned other than this one for over 10 years and replaced them when I was no longer satisfied with their performance.
I woke up one day after falling asleep watching a youtube video. The pc was set to go to sleep so I hit the space bar to wake it up only to find out it was powered off entirely. The PC failed to post with a GPU error code and no display. The bios switch LED didn't come on, fans didn't spin, and upon further inspection the only thing it was doing was heating up the core. I used a second gpu to boot the pc and found that the system wouldn't recognize the 390 it at all when plugged in to a second pci-e slot. Hit up Sapphire and of course it was just out of warranty. They offered an overpriced service to fix the card.
Skip forward about two years and I'm finally getting around to taking more than a cursory glance at the components and busted out a volt meter. I managed to find only one SMD component that only gives a signal to ground on one lead and passes no signal from one lead to the other. Surprisingly the barely passable driver gate IC's in the core and memory power delivery don't seem to be shorted or damaged in any way and the fuses look good too.
The trouble I'm having is that the SMD is not labeled by any of the typical industry standards I've seen on charts so I'm having trouble really identifying it to buy a replacement. All it has is a single white R as you can see in the picture. It's hard to derive information from something that is basically just a decimal point with no numerical value at my skill level. There are also two identical components next to the two fuses by the dual 8 pin plugs and they have the same resistance to ground from either lead making me believe it's a 0 ohm shunt. So I'm not sure if it's a sense resistor since it is one of the first resistors coming from the smaller leg on the pci-e connection and two identical parts are being used by other parts of the power distribution, or if it's a simple 0 ohm shunt. I don't know what the maximum current is either. If you have information on component level repair or personal experience with these cards that could shed some light on this, literally anything would be appreciated.
submitted by TheFeralAccountant to AskElectronics [link] [comments]

2020.10.21 10:24 ebrakeusmc Canada to Hawaii

Quick question hopefully someone has a better explanation for or have had an experience with.
I am Active duty military here in hawaii and my S.O. Is flying to Hawaii at the beginning of December from Canada. Now I know the “approved partners” for the COVID testing are only stateside so we were hoping that she could get the test through United airlines at SFO airport. Now what I think is absolutely ridiculous is that SFO airport testing and most other airline testing are from flights originating from airport, not as a layover. So does anyone think it would be possible for her to just walk out of security, get the COVID test and results and then go back through security to her flight, or has anyone else flown from Canada to Hawaii with a negative COVID test and avoided quarentine? A bit stressed out and hopefully someone on here can provide guidance or some help! Thanks reddit.
submitted by ebrakeusmc to Hawaii [link] [comments]

2020.10.21 01:46 John_Charles_Fremont /r/neoliberal elects the American Presidents - Part 54, Obama v McCain in 2008

Previous editions:
(All strawpoll results counted as of the next post made)
Part 1, Adams v Jefferson in 1796 - Adams wins with 68% of the vote
Part 2, Adams v Jefferson in 1800 - Jefferson wins with 58% of the vote
Part 3, Jefferson v Pinckney in 1804 - Jefferson wins with 57% of the vote
Part 4, Madison v Pinckney (with George Clinton protest) in 1808 - Pinckney wins with 45% of the vote
Part 5, Madison v (DeWitt) Clinton in 1812 - Clinton wins with 80% of the vote
Part 6, Monroe v King in 1816 - Monroe wins with 51% of the vote
Part 7, Monroe and an Era of Meta Feelings in 1820 - Monroe wins with 100% of the vote
Part 8, Democratic-Republican Thunderdome in 1824 - Adams wins with 55% of the vote
Part 9, Adams v Jackson in 1828 - Adams wins with 94% of the vote
Part 10, Jackson v Clay (v Wirt) in 1832 - Clay wins with 53% of the vote
Part 11, Van Buren v The Whigs in 1836 - Whigs win with 87% of the vote, Webster elected
Part 12, Van Buren v Harrison in 1840 - Harrison wins with 90% of the vote
Part 13, Polk v Clay in 1844 - Polk wins with 59% of the vote
Part 14, Taylor v Cass in 1848 - Taylor wins with 44% of the vote (see special rules)
Part 15, Pierce v Scott in 1852 - Scott wins with 78% of the vote
Part 16, Buchanan v Frémont v Fillmore in 1856 - Frémont wins with 95% of the vote
Part 17, Peculiar Thunderdome in 1860 - Lincoln wins with 90% of the vote.
Part 18, Lincoln v McClellan in 1864 - Lincoln wins with 97% of the vote.
Part 19, Grant v Seymour in 1868 - Grant wins with 97% of the vote.
Part 20, Grant v Greeley in 1872 - Grant wins with 96% of the vote.
Part 21, Hayes v Tilden in 1876 - Hayes wins with 87% of the vote.
Part 22, Garfield v Hancock in 1880 - Garfield wins with 67% of the vote.
Part 23, Cleveland v Blaine in 1884 - Cleveland wins with 53% of the vote.
Part 24, Cleveland v Harrison in 1888 - Harrison wins with 64% of the vote.
Part 25, Cleveland v Harrison v Weaver in 1892 - Harrison wins with 57% of the vote
Part 26, McKinley v Bryan in 1896 - McKinley wins with 71% of the vote
Part 27, McKinley v Bryan in 1900 - Bryan wins with 55% of the vote
Part 28, Roosevelt v Parker in 1904 - Roosevelt wins with 71% of the vote
Part 29, Taft v Bryan in 1908 - Taft wins with 64% of the vote
Part 30, Taft v Wilson v Roosevelt in 1912 - Roosevelt wins with 81% of the vote
Part 31, Wilson v Hughes in 1916 - Hughes wins with 62% of the vote
Part 32, Harding v Cox in 1920 - Cox wins with 68% of the vote
Part 33, Coolidge v Davis v La Follette in 1924 - Davis wins with 47% of the vote
Part 34, Hoover v Smith in 1928 - Hoover wins with 50.2% of the vote
Part 35, Hoover v Roosevelt in 1932 - Roosevelt wins with 85% of the vote
Part 36, Landon v Roosevelt in 1936 - Roosevelt wins with 75% of the vote
Part 37, Willkie v Roosevelt in 1940 - Roosevelt wins with 56% of the vote
Part 38, Dewey v Roosevelt in 1944 - Dewey wins with 50.2% of the vote
Part 39, Dewey v Truman in 1948 - Truman wins with 65% of the vote
Part 40, Eisenhower v Stevenson in 1952 - Eisenhower wins with 69% of the vote
Part 41, Eisenhower v Stevenson in 1956 - Eisenhower wins with 60% of the vote
Part 42, Kennedy v Nixon in 1960 - Kennedy wins with 63% of the vote
Part 43, Johnson v Goldwater in 1964 - Johnson wins with 87% of the vote
Part 44, Nixon v Humphrey in 1968 - Humphrey wins with 60% of the vote
Part 45, Nixon v McGovern in 1972 - Nixon wins with 56% of the vote
Part 46, Carter v Ford in 1976 - Carter wins with 71% of the vote
Part 47 - Carter v Reagan v Anderson in 1980 - Carter wins with 44% of the vote
Part 48, Reagan v Mondale in 1984 - Mondale wins with 55% of the vote
Part 49, Bush v Dukakis in 1988 - Bush wins with 54% of the vote
Part 50, Bush v Clinton v Perot in 1992 - Clinton wins with 71% of the vote
Part 51, Clinton v Dole in 1996 - Clinton wins with 91% of the vote
Part 52, Bush v Gore in 2000 - Gore wins with 88% of the vote
Part 53, Bush v Kerry in 2004 - Kerry wins with 89% of the vote
Welcome back to the fifty-fourth edition of /neoliberal elects the American presidents!
This will be a fairly consistent weekly thing - every week, a new election, until we run out.
I highly encourage you - at least in terms of the vote you cast - to try to think from the perspective of the year the election was held, without knowing the future or how the next administration would go. I'm not going to be trying to enforce that, but feel free to remind fellow commenters of this distinction.
If you're really feeling hardcore, feel free to even speak in the present tense as if the election is truly upcoming!
Whether third and fourth candidates are considered "major" enough to include in the strawpoll will be largely at my discretion and depend on things like whether they were actually intending to run for President, and whether they wound up actually pulling in a meaningful amount of the popular vote and even electoral votes. I may also invoke special rules in how the results will be interpreted in certain elections to better approximate historical reality.
While I will always give some brief background info to spur the discussion, please don't hesitate to bring your own research and knowledge into the mix! There's no way I'll cover everything!
John McCain v Barack Obama, 2008
  • John McCain is the 72-year-old Republican candidate and a US Senator from Arizona. His running mate is Governor of Alaska Sarah Palin.
  • Barack Obama is the 47-year-old Democratic candidate and a US Senator from Illinois. His running mate is US Senator from Delaware Joe Biden.
Issues and Background
  • The United States and other countries are in the midst of what many are describing as the worst financial crisis since the Great Depression. The crisis was largely triggered by a collapse in home prices, which in turn caused securities tied directly or indirectly to real estate to plummet in value. In September, major investment bank Lehman Brothers filed for bankruptcy. A day later, the Federal Reserve bailed out and essentially took control of insurance giant AIG. Credit markets were on the brink of meltdown. In early October, Congress passed the Emergency Economic Stabilization Act, which created an enormous government program to purchase "toxic assets" from banks and significantly increased the amount of insurance provided by the FDIC. Both McCain and Obama supported this rescue plan. Liquidity appears to have been restored, but the economic situation is still otherwise dire.
    • Senator Obama has described the current crisis as a "final verdict on eight years of failed economic policies promoted by George Bush, supported by Senator McCain, a theory that basically says that we can shred regulations and consumer protections and give more and more to the most, and somehow prosperity will trickle down." Obama has spoken of the importance of oversight over the TARP $700 billion, of the possibility of getting that money back, of making sure none of that money is going to executive pay or executive severance packages, and of following up the package with help for homeowners.
    • Senator McCain has said that what distinguishes him from Senator Obama on how he will lead the country out of the economic crisis is his commitment to get government spending under control. McCain has proposed a one-year spending freeze on "non-defense, non-veterans discretionary spending." McCain has criticized Senator Obama for supporting "pork-barrel spending" in the past.
  • The US occupation of Iraq continues. Last year, the Bush Administration oversaw a troop surge, and the conventional wisdom is that the situation has generally improved as a result. There are some indications that the security situation is improving and that the training of the new Iraqi military is working. That said, pressure on the US to withdraw has increased, as the Iraqi government has sought a withdrawal timetable and the US coalition partners have begun their own withdraw. Security responsibility for several provinces has already been transferred from US forces to Iraqi forces. However, earlier this year, General David Petraeus called for the delaying of troop withdrawals.
    • Both candidates accuse the other of failures of judgement. Senator Obama has criticized McCain sharply for supporting invading Iraq in the first place, while Senator McCain has criticized Obama for not supporting the 2007 surge. On the latter point, in January 2007 Senator Obama's stance was:
      The need to bring this war to an end is here. That is why today I am introducing the Iraq War De-escalation Act of 2007. This plan would not only place a cap on the number of troops in Iraq and stop the escalation: more importantly, it would begin a phased redeployment of United States forced with the goal of removing all United States combat forces from Iraq by March 31, 2008.
    • Early this year, Democrats seized on a statement from Senator McCain in which he indicated that he would be comfortable with an American presence in Iraq for "maybe 100" years. He has stood by the comments, saying he was referring to a presence comparable to what the US has had in South Korea, Germany, and Japan.
    • Under the Obama plan for Iraq, a phased withdrawal of most troops would begin which would likely remove the US troop presence by summer of 2010. A residual force would remain "to conduct targeted counter-terrorism missions against al Qaeda in Iraq and to protect American diplomatic and civilian personnel."
    • Under the McCain plan for Iraq, the US would not leave Iraq "before Al Qaeda in Iraq is defeated and before a competent, trained, and capable Iraqi security force is in place and operating effectively."
  • Sarah Palin has received a significant amount of both positive and negative attention relative to most VP nominees. Supporters praise her history as a reformer, her advocacy for families with special needs children, and her ability to energize parts of the Republican base. However, critics have raised questions about her knowledge of policy and her readiness to be President if it became necessary. Some in the media have expressed frustration at their limited access to Governor Palin. This scrutiny increased following a poorly received interview with Katie Couric which included the following exchanges:
    COURIC: You've cited Alaska's proximity to Russia as part of your foreign policy experience. What did you mean by that?
    PALIN: That Alaska has a very narrow maritime border between a foreign country, Russia, and on our other side, the land boundary that we have with Canada ... We have trade missions back and forth. We -- we do -- it's very important when you consider even national security issues with Russia as Putin rears his head and comes into the airspace of the United States of America, where -- where do they go? It's Alaska. It's just right over the border. It is from Alaska that we send those out to make sure that an eye is being kept on this very powerful nation, Russia, because they are right there. They are right next to -- to our state.
    COURIC: What other Supreme Court decisions do you disagree with?
    PALIN: Well, let’s see. There’s, of course in the great history of America there have been rulings, that’s never going to be absolute consensus by every American. And there are those issues, again, like Roe v. Wade, where I believe are best held on a state level and addressed there. So you know, going through the history of America, there would be others but …
    COURIC: Can you think of any?
    PALIN: Well, I could think of … any again, that could be best dealt with on a more local level. Maybe I would take issue with. But, you know, as mayor, and then as governor and even as a vice president, if I’m so privileged to serve, wouldn’t be in a position of changing those things but in supporting the law of the land as it reads today.
    COURIC: And when it comes to establishing your worldview, I was curious, what newspapers and magazines did you regularly read before you were tapped for this to stay informed and to understand the world?
    PALIN: I’ve read most of them, again with a great appreciation for the press, for the media.
    COURIC: What, specifically?
    PALIN: Um, all of them, any of them that have been in front of me all these years.
    COURIC: Can you name a few?
    PALIN: I have a vast variety of sources where we get our news, too. Alaska isn’t a foreign country, where it’s kind of suggested, “Wow, how could you keep in touch with what the rest of Washington, D.C., may be thinking when you live up there in Alaska?”
  • Health care reform has come up frequently on the campaign trail. Both candidates recognize a need to increase coverage and lower costs.
    • The Obama plan includes requiring health insurance companies to cover pre-existing conditions, a tax credit to incentivize small businesses to provide health coverage, requirements on large employers to provide health coverage or otherwise contribute financially to their employee's health care, and "a National Health Insurance Exchange with a range of private insurance options as well as a new public plan based on benefits available to members of Congress."
    • The McCain plan is to offer "a direct refundable tax credit ... of $2,500 for individuals and $5,000 for families to offset the cost of insurance" and promote health savings accounts. McCain also seeks to make it easier to purchase health insurance across state lines.
  • Attention has also been given to the candidate's differing tax plans.
    • The Obama tax plan is to cut taxes for the middle class further than the Bush tax cuts did, while increasing taxes on the wealthiest 2% of Americans back to levels as they were in the 1990s. Senator Obama also seeks to implement a universal 10% mortgage interest tax credit, the elimination of income taxes for seniors making less than $50,000 a year, and an expansion of the EITC.
    • The McCain tax plan is to preserve all of the Bush tax cuts, phase out the Alternative Minimum Tax, cut the corporate tax rate to 25%, and establish a large R&D tax credit. Senator McCain also pledges to keep the Internet free of taxes.
    • In October at a campaign stop, Senator Obama was confronted by Joe Wurzelbacher, who has since become known colloquially as "Joe the Plumber", with concerns that he would be taxed more if Senator Obama were to become President. More recently, Wurzelbacher has made joint appearances with John McCain on the campaign trail. The McCain campaign has in particular seized on Obama's comment to Joe that "I think when you spread the wealth around, it's good for everybody."
  • McCain, currently 72, would be the oldest first-term President if elected. McCain gave reporters an opportunity to review his full medical records, which showed that he is generally in good health and has relatively low risk of heart disease despite slightly elevated cholesterol and past issues with skin cancer.
  • If elected, Senator Obama would be the first African-American President of the United States. Obama was born in Hawaii, the son of a Kenyan economist and an anthropologist from Kansas. While many find the possibility of the first African-American President inspiring, particularly when combined with the optimistic rhetoric of Senator Obama's campaign, his identity has also been related to unique challenges for him during the campaign. Members of his own party during the primary implied that his success in the race was mainly due to his race. Former VP nominee Geraldine Ferraro said:
    If Obama was a white man, he would not be in this position. And if he was a woman (of any color) he would not be in this position. He happens to be very lucky to be who he is. And the country is caught up in the concept.
    Senator Biden, now Obama's running mate, said:
    I mean, you got the first mainstream African-American who is articulate and bright and clean and a nice-looking guy. I mean, that's a storybook, man.
    In addition, Senator Obama has faced false rumors that he was born in Kenya and that he is not Christian. Some argue that the spread of these rumors is motivated partially or entirely by racism.
  • Republicans have argued that Senator Obama is connected to problematic persons and organizations.
    • Roughly 40 years ago, now-professor Bill Ayers was a leading member of the militant Weather Underground Organization, which conducted a bombing campaign of targeting government buildings and financial institutions. Ayers first met Barack Obama through a non-profit reform project's board of directors, and later hosted a small informal event where a departing State Senator introduced Obama as her chosen successor. Through each of their active involvements in Chicago events and initiatives, they would serve on a couple of the same boards and panels in the years afterwards. There is virtually no evidence to support some Republican claims that Ayers was some sort of political adviser to Obama, who has referred to Ayers as "somebody who engaged in detestable acts 40 years ago, when I was 8."
    • Senator Obama's pastor, Jeremiah Wright, has been the subject of controversy related to several sermon excerpts. The excerpts include claims that the government lied about its advance knowledge of Pearl Harbor, that the government lied about "inventing the HIV virus as a means of genocide against people of color," and his comment that "America's chickens are coming home to roost," interpreted by some to be referring to the 9/11 attacks given the date of the sermon. President Obama addressed the issue in a broader speech on race in March of this year. Senator Obama stated:
      I have already condemned, in unequivocal terms, the statements of Reverend Wright that have caused such controversy. For some, nagging questions remain. Did I know him to be an occasionally fierce critic of American domestic and foreign policy? Of course. Did I ever hear him make remarks that could be considered controversial while I sat in church? Yes. Did I strongly disagree with many of his political views? Absolutely—just as I'm sure many of you have heard remarks from your pastors, priests, or rabbis with which you strongly disagreed.
      I can no more disown him than I can disown the black community. I can no more disown him than I can my white grandmother—a woman who helped raise me, a woman who sacrificed again and again for me, a woman who loves me as much as she loves anything in this world, but a woman who once confessed her fear of black men who passed by her on the street, and who on more than one occasion has uttered racial or ethnic stereotypes that made me cringe. These people are a part of me. And they are a part of America, this country that I love.
    • Pro-labor NGO ACORN has been accused by Republicans of orchestrating voter fraud, though further investigation has revealed this claim to be overstated at best. ACORN has hired people in the past to assist in voter registration, and sometimes these workers have come up with phony registrations - however, this issue seems to be motivated by laziness of individual workers rather than an attempt to conduct voter fraud. Obama served as a local counsel for ACORN in the 90s, and was endorsed by the ACORN political action committee during the primary. The Obama campaign also hired an ACORN affiliate for get-out-the-vote efforts during the primary.
  • Representative John Lewis, a civil rights icon, has received blowback for comments he made regarding the tone of the McCain/Palin campaign. Lewis accused the campaign of "sowing the seeds of hatred and division," and brought up the example of George Wallace never throwing a bomb or firing a gun but creating "the climate and the conditions that encouraged vicious attacks against innocent Americans." McCain called the comments "hurtful" and called on Senator Obama to repudiate the comments. The Obama campaign has said that the comparison made by Rep. Lewis was inappropriate.
  • Senator McCain describes himself as a "free trader" and has criticized Senator Obama for opposing some free trade agreements. The Obama team has pledged to "use trade agreements to spread good labor and environmental standards around the world and stand firm against agreements like the Central American Free Trade Agreement that fail to live up to those important benchmarks." Senator Obama has also pledged to "fix" NAFTA.
Debate Excerpts
First Presidential Debate (full transcript)
(1) Obama on government spending:
John, it's been your president who you said you agreed with 90 percent of the time who presided over this increase in spending. This orgy of spending and enormous deficits you voted for almost all of his budgets. So to stand here and after eight years and say that you're going to lead on controlling spending and, you know, balancing our tax cuts so that they help middle class families when over the last eight years that hasn't happened I think just is, you know, kind of hard to swallow.
(2) McCain on Iraq:
I think the lessons of Iraq are very clear that you cannot have a failed strategy that will then cause you to nearly lose a conflict. Our initial military success, we went in to Baghdad and everybody celebrated. And then the war was very badly mishandled. I went to Iraq in 2003 and came back and said, we've got to change this strategy. This strategy requires additional troops, it requires a fundamental change in strategy and I fought for it. And finally, we came up with a great general and a strategy that has succeeded.
(3) Obama on meeting foreign adversaries "without precondition":
I reserve the right, as president of the United States to meet with anybody at a time and place of my choosing if I think it's going to keep America safe ... Now, understand what this means "without preconditions." It doesn't mean that you invite them over for tea one day. What it means is that we don't do what we've been doing, which is to say, "Until you agree to do exactly what we say, we won't have direct contacts with you."
(4) McCain on Iran:
My reading of the threat from Iran is that if Iran acquires nuclear weapons, it is an existential threat to the State of Israel and to other countries in the region because the other countries in the region will feel compelling requirement to acquire nuclear weapons as well.
Now we cannot have a second Holocaust. Let's just make that very clear. What I have proposed for a long time, and I've had conversation with foreign leaders about forming a league of democracies, let's be clear and let's have some straight talk. The Russians are preventing significant action in the United Nations Security Council.
Vice-Presidential Debate (full transcript)
(1) Biden on what his administration would look like if a President Obama were to die in office:
God forbid that would ever happen, it would be a national tragedy of historic proportions if it were to happen.
But if it did, I would carry out Barack Obama's policy, his policies of reinstating the middle class, making sure they get a fair break, making sure they have access to affordable health insurance, making sure they get serious tax breaks, making sure we can help their children get to college, making sure there is an energy policy that leads us in the direction of not only toward independence and clean environment but an energy policy that creates 5 million new jobs, a foreign policy that ends this war in Iraq, a foreign policy that goes after the one mission the American public gave the president after 9/11, to get and capture or kill bin Laden and to eliminate al Qaeda. A policy that would in fact engage our allies in making sure that we knew we were acting on the same page and not dictating.
(2) Palin on what her administration would look like if a President McCain were to die in office:
And heaven forbid, yes, that would ever happen, no matter how this ends up, that that would ever happen with either party.
As for disagreeing with John McCain and how our administration would work, what do you expect? A team of mavericks, of course we're not going to agree on 100 percent of everything. As we discuss ANWR there, at least we can agree to disagree on that one. I will keep pushing him on ANWR. I have so appreciated he has never asked me to check my opinions at the door and he wants a deliberative debate and healthy debate so we can make good policy.
What I would do also, if that were to ever happen, though, is to continue the good work he is so committed to of putting government back on the side of the people and get rid of the greed and corruption on Wall Street and in Washington.
Second Presidential Debate (Town Hall) (full transcript)
(1) McCain on nuclear energy:
But we kept the debate going, and we kept this issue to -- to posing to Americans the danger that climate change opposes. Now, how -- what's -- what's the best way of fixing it? Nuclear power. Senator Obama says that it has to be safe or disposable or something like that. Look, I -- I was on Navy ships that had nuclear power plants. Nuclear power is safe, and it's clean, and it creates hundreds of thousands of jobs.
(2) Obama on McCain's criticism that he's being reckless on foreign policy:
Senator McCain, this is the guy who sang, "Bomb, bomb, bomb Iran," who called for the annihilation of North Korea. That I don't think is an example of "speaking softly." This is the person who, after we had -- we hadn't even finished Afghanistan, where he said, "Next up, Baghdad."
(3) McCain on Russia:
I said before, watch Ukraine. Ukraine, right now, is in the sights of Vladimir Putin, those that want to reassemble the old Soviet Union. We've got to show moral support for Georgia.We've got to show moral support for Ukraine. We've got to advocate for their membership in NATO. We have to make the Russians understand that there are penalties for these this kind of behavior, this kind of naked aggression into Georgia, a tiny country and a tiny democracy.
(4) Obama on spending priorities:
You know, you may have seen your health care premiums go up. We've got to reform health care to help you and your budget. We are going to have to deal with energy because we can't keep on borrowing from the Chinese and sending money to Saudi Arabia. We are mortgaging our children's future. We've got to have a different energy plan. We've got to invest in college affordability. So we're going to have to make some investments, but we've also got to make spending cuts. And what I've proposed, you'll hear Senator McCain say, well, he's proposing a whole bunch of new spending, but actually I'm cutting more than I'm spending so that it will be a net spending cut.
Third Presidential Debate (full transcript)
(1) McCain on Obama's economic plans:
I don't think there's any doubt that Sen. Obama wants to restrict trade and he wants to raise taxes. And the last president of the United States that tried that was Herbert Hoover, and we went from a deep recession into a depression.
(2) Obama on comments by Congressman Lewis:
I mean, look, if we want to talk about Congressman Lewis, who is an American hero, he, unprompted by my campaign, without my campaign's awareness, made a statement that he was troubled with what he was hearing at some of the rallies that your running mate was holding, in which all the Republican reports indicated were shouting, when my name came up, things like "terrorist" and "kill him," and that your running mate didn't mention, didn't stop, didn't say "Hold on a second, that's kind of out of line."
(3) McCain on Obama's connections:
I don't care about an old washed-up terrorist [Bill Ayers]. But as Sen. Clinton said in her debates with you, we need to know the full extent of that relationship.
We need to know the full extent of Sen. Obama's relationship with ACORN, who is now on the verge of maybe perpetrating one of the greatest frauds in voter history in this country, maybe destroying the fabric of democracy. The same front outfit organization that your campaign gave $832,000 for "lighting and site selection." So all of these things need to be examined, of course.
(4) Obama on who he associates with:
Let me tell you who I associate with. On economic policy, I associate with Warren Buffett and former Fed Chairman Paul Volcker. If I'm interested in figuring out my foreign policy, I associate myself with my running mate, Joe Biden or with Dick Lugar, the Republican ranking member on the Senate Foreign Relations Committee, or General Jim Jones, the former supreme allied commander of NATO.
Those are the people, Democrats and Republicans, who have shaped my ideas and who will be surrounding me in the White House. And I think the fact that this has become such an important part of your campaign, Sen. McCain, says more about your campaign than it says about me.
Read the full 2008 Republican platform here.
Read the full 2008 Democratic platform here.
Internet Resources
Obama/Biden Website
McCain/Palin Website
The GOP's BarackBook
The Obama Campaign's Fight the Smears
First Presidential Debate
Vice-Presidential Debate
Second Presidential Debate (Town Hall)
Third Presidential Debate
Obama "same path" ad
Obama "McCain tax" ad
Obama "something" ad
McCain "fight" ad
McCain anti-Obama "celebrity" ad
McCain anti-Obama Bill Ayers ad
submitted by John_Charles_Fremont to neoliberal [link] [comments]

2020.10.19 13:30 BrokenNativeX [RANT] All the complaints are legitimate but...

This is a long "I told you so" post. If you want to keep reading, take a seat.
I’ve seen so so many complaints about UFC 4, I think I’ve never seen a game being so criticized in my life and sadly, the complaints are all legitimate, this game is just a mess and should’ve never had been released but what bothers me is something related to the community. This post isn’t about talking shit about devs or their work or their creative directions cause that has already been said (I did it on each of my posts here), this post is to talk shit about people who bought UFC 4. Yes you are an MMA fan and you don’t have many options to play a MMA game but what you just did by buying UFC 4 is giving them a record and a reason to do another shitty game called UFC V or some shit. What you did is ignoring all the signs that UFC 4 is going to be shit, you deserve wasting 60$ on an unfinished game.
1 - There was one thing that all the UFC games players were unanimous about. They all wanted one thing so bad. A NEW GROUND GAME SYSTEM. Everyone in the community wanted one, a system more realistic and that was just the most logical step to do. UFC 3 had a new (and great) striking system, the next step was obvious, give us a more fun experience on the ground but what did EA instead? Removed necessary ground strikes like elbows on certain positions, added very very poor ground strikes animations that has no impact at all, they added baby strikes and some random sways that makes the game decide of your next move instead of the players choosing what they want to do. What else they did was removing a submission system that was finally understood by the players since UFC 1 to make two new poorly orchestrated submission systems. Did they add a cage seated position eventhough it’s probably the most common position in all of MMA? Hell no, they added a knee to belly position that is so awful because nobody stays in that position and recovers except if he directly scrambles and gets out of there. The fun thing is all of this shit was already on the Beta that all of you played but decided to ignore "Oh no it’s an early version of the game"; "Oh no it’s an alpha version, the game will be different" my ass. They made it clear that they didn’t care about our feedback nor the gamechangers feedbacks (all players) and made choices for their interests only and y’all still choosed to buy the game.
2 - The roster... Oh my, oh my... What a shame. Explain to me how you let fighters like Erick Silva, fighters that left the UFC 2 years ago to go to Bellator be in a 2020 UFC game? And what makes me sick is that they used him in the trailer, like what the fuck, are we clowns? How the hell you let him in and you remove a legend like Chad Mendes? Does any of their choices have any decent logic? Only fighters they added were needed cause they removed many and even the fighters they added were choosed for their own interest: Having #14 ranked Song Yadong in the game at release and not #6 Pedro Munhoz is a marketing move to attract the Chinese audience and nothing else. It just tells you that what they’re doing is not making a better game, what they’re doing is making the game more marketable, adding that "The Boys" ad in-game is a sign too. They only added Kattar because Kattar himself and his management were mad at it and because the whole community bashed them for his omission. Same goes for Munhoz who made himself heard via numerous interviews. How a 2020 UFC game can’t have an updated roster in an era where so many fighters are shining from all over the world. Ecuador: Chito; Georgia: Merab; Austria: Rakić; Russia: Makhachev, Ankalaev; Kyrgyzstan: Fiziev; Nigeria: Yusuff; Hawaii: Ige; Bulgaria: Blagoy Ivanov. It’s insane and this is only a small list, the game lacks +50 fighters with many of them who are ranked or top prospects. Have you ever seen Fifa add football players mid-season? Lol no. Adding new fighters was the only way they could make the game a little bit more enjoyable, guess they don’t want people to have fun while playing this game. Y’all knew that the roster was poor and to get an atleast decent one y’all gon need to wait for 8/12 months. Y’all bought the game still.
3 - Career Mode hahaha, what a funny topic. The MMA/UFC world is probably the best sport where you can adapt it into a careestory mode with all the controversies, clash of egos, rivalries etc... but they copied and pasted the UFC 3 career mode added some buttons where you can choose between two dumb answers, added three dumb cinematics with a dumb coach that only appears at the beginning then comes back when you win a title. In other words: He’s a gold digger, an attention whore that’s interested only by gold and shine lmao. Even UFC UD3 had real camps & gyms and real coaches, you can’t tell me a multi billionaire company can’t get the ten most known gyms licenses? They promoted customization as the BIG new thing on UFC 4, haha they gave us unicorn hairs while all we asked for were decent fades, modify the reach size and new body models. No that was too much for them, they even removed Game Face lmao. Y’all got hyped by a trailer that really showed nothing to be happy about and still bought the game. (who KOs their MMA partners in sparring except Dillashaw in real life? Come the fuck on, if you train MMA you know hard sparring is only weeks before fight night and the power used in it is below 50%)
4 - This game’s promo is something I’ve never seen before. The game was hidden until 3 weeks before the release, in comparison UFC 3 got a beta in November and a release in February. A 3 months promo. UFC 4 got a beta three weeks before the release and guess what they fucking did? They removed the beta after two days because they got bashed day &amp;amp; night. They didn’t even sent codes to everyone, it was a sign that they didn’t wanted us to know the mess that game is, it’s a sign of culpability cause really they know it’s a shitty game and no improvements were made. The cover of the game makes it look like it’s a fucking Fast and Furious game not a fighting game, poor ass creative direction, the main menu of the game is the laziest art direction in all recent games, it’s like we were in 2006, some childish fonts and Tekken style effects. And gamechangers are pieces of shit as well, they all say nothing about how broken it is and praises this shitty game, Martial Mind, Kenetic, fuck yous. IMHUBOXER, MMAGAME too. They all say nothing just to keep their gamechangers/EA content creator status and get free copies of the game cause trust me, their opinions aren’t heard by EA one bit cause they know they’re there to take a piece of the pie and feel important. Still, y’all did what? Y’all choosed to buy the game.
5 - The gameplay... Okay. They removed so many things, how can a game not let you choose your short color? Like??? It’s the most easiest thing to program bro? What the fuck? I got all hyped and shit when I saw Poirier wear blue &amp;amp; gold shorts, it’s random but it would’ve made the game more immersive. But no, EA said fuck that and y’all saw that on the beta. They removed double fucking underhooks. Like bro, how can you reveal the game on a Kamaru Usman PPV (UFC 251) and not have double underhooks, they just found a way to beat Usman and Covington by escaping left or right and not let them stall in the clinch, such realism lol. What about them fucking disgusting e-motes? What about the same ring girls character models since UFC UNDISPUTED 3? What about the fucking EZEKIEL CHOKE that every fighter has even McGregor to counter a guillotine? 🤣🤣 Oh wait, what about them awful beyblades looking spinning moves? Those jumping knees where all their bodies goes up? Oh wait wait wait... THOSE FUCKING CAGE KNOCKDOWN ANIMATIONS? How can any fighter let himself get mounted that easily without scrambling from cage seated position? What about them funny looking kicks, are those kicks made by professional fighters who dedicate their life to MMA training or some amateurs kicks? Guess what y’all complainers did? Y’all bought the game.
6 - My favorite part: The devs tweets. They all responded to your demands with a big fuck you with the iconic "Sorry you feel that way" by the king himself aka The Brizzo. Then the good one too "They removed double underhooks and haven’t added the cage seated position because it’s not fun" by the other great one Geoff Harrower. Another one that he said (snitching on his ex colleague The Brizoo) "The creative director don’t want TKOs he wants disgusting KOs where the fighters completely goes out" while everyone was asking for new KO, TKO (for head, body and kick finishes) and doctor animations. No, take this cage knockdown KO where you kill your opponent without the ref interfering it’s better. Y’all can’t deny the fact that y’all saw this shit show, but y’all still-bought-the-game-for-60-BUCKS.
If all of this doesn’t make you angry about the game, I don’t know what will. Hope we will all learn to stand together as a community and not let them make another game and give the license to more competent ones.
submitted by BrokenNativeX to EASportsUFC [link] [comments]

2020.10.19 03:26 Puzzleheaded-Tooth-7 SOAC Due Diligence on SUNGEVITY

Please refer to my first post on SOAC to get more in depth details on the connection between SUNGEVITY and SOAC through NPG and their board directors.
This is formatted in a timeline fashion.
Quick Company Highlights:
📍New Leadership - Rebranded completely in 2017 📍Propriety software for commercial/residential use from phone 📍Acquired CA & HI largest distribution channels 📍Lowe’s, Apollo, GE Ventures, CCM, Brightpath, Vision Ridge, & Sharespost capital management investments. 📍280+ New Monthly App downloads per Apptopia 📍Direct Competitor’s: NRG & SolarCity (former company managers & a Tesla co) 📍6 Acquisitions since company reform with Northern Pacific Group 📍CEO and CFO was brought in on GenOn Energy (NRG subsidiary) restructuring, during which EBITDA grew by 2X, public debt value increased 70%, and the value of GenOn grew $800 mm
Easterly Acquisition Corp $357 million SPAC- Fell Through
Easterly Capital would be acquiring the company, taking it public and changing Easterly’s name to Sungevity Holdings.
Under the terms of the deal, Sungevity’s existing investors would roll their equity into Sungevity Holdings, and, together with Sungevity management, would own 59% of the new company.
CEO on Easterly Acquisition falling through due to election:
The election of Donald Trump, however, added a level of uncertainty that investors could not stomach, Birch said. Trump is a climate change skeptic who has expressed doubts about the role of solar and wind in the U.S. energy landscape, calling both “so expensive.”
Sungevity Inc. declared insolvency Monday and did a chaotic layoff of more than half its workforce late last week. According to a former employee, a $200 million lifeline of funding fell apart after Donald Trump's election made investors skittish.
“We lost the attention of investors,” Birch said. “There is a good amount of uncertainty until Trump gets into office and his team starts describing what their policy plans are.”
The deal’s failure was not related to Sungevity’s financial performance, Birch said.
Easterly began backing away from the deal immediately after the Nov. 8 election of Trump, who campaigned with a warm embrace of growing jobs in the fossil fuel sector and a skepticism of climate change.
"We realized things like the ITC [investment tax credit] and other things that allowed people to go solar was all subject to change," the salesman said.
Firing of CEO
When Sungevity almost got acquired by the unnamed Asian conglomerate years ago, playing hard to get worked surprisingly well -- until it didn’t. Sungevity declined. But the back-and-forth continued until the money was too good to resist. “If they want you, they will come back again, again and again, and it will get better and better,” he added.
The companies eventually started negotiations, but the deal fell apart. By this time, Sungevity’s valuation had crossed the $100 million mark, which meant the CEO had to seek approval from the family owners. It turned out they’d been angling to replace the executive. Instead of sending permission, the owners sent a dismissal notice.
Revamping of the company:
August 2017, Northern Pacific Group acquired majority stake in Southern California solar installer Horizon Solar Power with a plan to eventually have both companies (Solar Spectrum and Horizon Solar Power) operating as separate legal entities under the umbrella of the Sungevity brand.
Scott Honour, Managing Partner at Northern Pacific Group, added, “The residential solar market remains extremely attractive and fragmented, and we see ample opportunity for innovation and targeted growth through future acquisitions
The private equity firm Northern Pacific Group, which bought the assets that became Solar Spectrum, acquired a majority stake in Southern California installer Horizon Solar Power from Oaktree's GFI Energy Group on August 17. Now the plan is to nest the two solar companies under the umbrella of the Sungevity brand, in what could soon become a platform for further solar acquisitions
Solar Spectrum and Horizon Solar Power merge under SUNGEVITY- 2017 Merge
“This merger of Solar Spectrum and Horizon will create the second largest provider of residential solar systems in California and the fourth largest in the country. Residential solar power generation is a $9 billion annual industry and is growing rapidly as customers seek to play their part in tackling climate change and to save money. The total addressable market in the United States is $800 billion.”
2017 Acquisitions
Recently merged Horizon Solar Power and Solar Spectrum announced definitive agreements for two strategic business acquisitions. Horizon Solar Power has acquired BrightCurrent, the nation’s largest retail marketing services provider for solar and other clean energy home services. In an adjoined statement, Solar Spectrum announced it has acquired the solar sales division of Skyline Solar, a full service award-winning solar management company.
BrightCurrent – Acquired 2017 Revenue $3.8M Ranked 3 out of top 10
BrightCurrent is a marketing services provider specializing in field marketing for high value products that often require complex, multi-step sales processes. The company helps leading big box retailers generate demand for energy home services by leveraging its proprietary field marketing technology platform and its national network of approved product partners
SkyLine Solar- Acquired 2017 Revenue $5.8M
Based in New Jersey, Connecticut and Massachusetts and recognized among Solar Power World’s 2017 Top 500 Solar Contractors, Skyline Solar is a full service solar management company offering a full range of project development services. Through its experienced team of licensed architects and engineers, the company specializes in comprehensive project documentation from initial concepts and site selection/evaluation through site plan development/approval, as well as complete building design and construction.
2018 Acquisitions
In April 2018, the Sungevity rebrand was made official, and Solar Spectrum and Horizon Solar Power began working together under the Sungevity brand to enhance growth. Although some have been skeptical about the company’s choice to resurrect the Sungevity name after the bankruptcy, there’s no arguing that Sungevity is one of the most recognizable brands in the solar industry.
E-Gear- Acquired 2018 E-GEAR, LLC is a renewable energy innovation company offering proprietary patented and patent pending edge-of-grid energy management and storage solutions t
Hawaii Energy Connection- Acquired Sep 2018 Revenue: $43M INC Magazine ranked us 16th in the nation's energy sector in 2012 as a Top 500 honoreeleading commercial and residential solar contractor in Hawaii. Hawaii leads the pack nationwide for commercial PV viability. U.S. Department of Energy National Renewable Energy Laboratory
“Sungevity is well placed to lead a consolidated and more technologically advanced residential solar power industry,” said Scott Honour, Managing Partner of Northern Pacific Group, the lead shareholder of Sungevity. “The acquisition of Hawaii Energy Connection builds on Sungevity’s strong capabilities, momentum and national market share gains. The addition of EGear’s innovative technologies will enable us to offer even more compelling value propositions and services to more consumers.”
Competitors: SolarCity, Vivint Solar, and NRG According to GTM Research, a clean-energy analysis firm, the top-ranked player is SolarCity, which was acquired last November by Tesla Inc., best known for its high-end electric cars.
The solar panels, now rebranded as Tesla, will be sold in Tesla's bustling auto showrooms. Meanwhile a new product, solar shingles, will make their debut. Supporters call it brilliant to bring SolarCity under Tesla's sexy falcon wing, while critics see the merger as a bid to bury SolarCity's unsavory financials inside a bigger company.
Meanwhile, the No. 2 company, Vivint Solar, replaced its CEO in December after the global solar company that planned to acquire it, SunEdison Inc., went bankrupt in April.
The No. 6 company, NRG Home Solar, essentially killed off its solar business last month, a year after its parent company, NRG Energy Inc., scaled back its plans for renewable energy (Energywire, Nov. 7, 2016). Meanwhile, two other leaders, Sunrun (No. 3) and Trinity Solar Inc. (No. 4) of New Jersey, continue to prosper, along with local installers, many of which are doing well (Energywire, June 23, 2016). Sungevity, despite its recent troubles, was No. 5 in GTM's ranking.
Sungevity Innovations It developed a network of resellers, and in Europe it co-branded its products with the utility Engie SA. Sungevity crafted a retail relationship with big-box store Lowe's Cos.
Mostly what remained was a software platform that was the company's special sauce. The technology used a combination of satellite maps, software algorithms and information from utility bills to let a customer design a system, determine its costs and sign on the dotted line, with only one visit from an actual Sungevity staffer. The system was created to cut an expense that dogs every installer: the cost of winning new customers.
Sungevity uses its proprietary Remote Solar Design (RSD) tool to offer online or over the phone quote and system design options. With a goal of “building the world’s biggest network of energized customers that power their lives with sunshine.
Onward looking
There is a crucial difference between the old Sungevity and the new.
The former was caught on a treadmill of growth in order to raise money, said William Nettles, executive vice president of strategy and investor relations at Solar Spectrum. The name now belongs to a private equity firm that can afford a longer-term strategy.
"We have investors who believe in putting their money to work in a smart way and have the patience to make sure that we grow profitably,"
Please feel free to chime in. This is DD I have dug up on the company that I believe is important to know before hand taking a position or not. I’m a bull on SUNGEVITY for the record.
submitted by Puzzleheaded-Tooth-7 to SPACs [link] [comments]

2020.10.19 02:45 jadeaur Just moved here, what’s the best & or cheapest car insurance around?

Hello! I just moved here from Hawaii, and I’ve got to update my auto insurance (and registration which I’m dreading). I currently have GEICO and got a quote for my new Boston address. I was warned, but holy fuck, my 6 month premium amount of 488 went up to 1600! Needless to say, I’m still shopping around. My car is almost new and I have a pristine driving record. If you know any good hidden gems let me know. I think I’m given a 30 day grace period to change it.
How the hell is that price justifiable? The policy I need will include my partner, but will probably be for just one of us since it’s all so expensive...Also what DMV should I go to? I’ve heard plenty of horror stories from my neighbor lol.
Thank you!
submitted by jadeaur to massachusetts [link] [comments]

2020.10.18 03:59 lagodicomo2020 Hawaii’s New Travel Policy

tl;dr Hawaii’s new travel policy is poorly implemented and if you don’t have COVID test results upon landing you might as well turn around unless you want to quarantine in your hotel room for your entire trip because the system is broken.
So to start things off, my wife and I were planning on heading to Hawaii for our wedding anniversary on October 16th, the second day Hawaii implemented their new pre-test policy. On October 14th, we were in LA and had to drive to Bakersfield to get a test as the only “trusted partner” in CA is CVS and Walgreens and they had no availability at any LA location. CVS told us that our results would be back in 2-3 days (there were no rapid tests) so we delayed our trip a day in mainland US to meet the deadline. We ended up connecting in PHX and leaving for HI on October 17, which at this point we still didn’t have results. We thought that by the time we landed in HNL that our results would be in and as we were getting in late it wouldn’t matter if we just had to spend the night in the hotel anyway.
We landed in HNL and didn’t have test results still. We went through the landing health check explained our situation to the staff and they said just send us your negative test when it comes in and you’ll be good to go. We took an Uber to the hotel, ordered dinner in, and went to sleep for the night.
The next day my wife and I got up and her negative results were in, but mine still were pending. So we uploaded her results to the portal, which gave us a response that a “manual review” had to be done (each adult has a different login so you aren’t grouped together, we figured if just one of us got the all clear we would know what to do and the other test would be right behind it since we got tested at the exact same time and same location).The rules strictly state that you can’t leave your room and your room key only works for one use so we tried to call the state health system. We sat on hold for three hours before being hung up on. We called the front desk at the hotel and explained our situation and they said there was nothing they could do we had to have approval from the HI government to let her leave the room. They gave us a number to call and said if all else fails go back to the airport. We called the number it rang once and picked up with nobody on the other end of the line. At this point, my results still were not in (over 4 days had gone by) and my wife and I couldn’t stand to be quarantined in the hotel room for another 24 hours with no access to the outside world so we checked out of our room and are heading back home.
Hawaii needs to get its act together as a tourism based economy you would think this system would work significantly more efficiently than it did and if you don’t have a test upon landing you are effectively screwed and might as well get back on the plane unless you want to stare at the same 4 walls over and over again hoping that maybe today is the day you can get to the beach.
submitted by lagodicomo2020 to Hawaii [link] [comments]

2020.10.17 12:03 remote-enthusiast Collection of 69 remote jobs from various job boards

Hello friends! These are the open remote positions I've found that were published today. See you tomorrow! Bleep blop 🤖
submitted by remote-enthusiast to remotedaily [link] [comments]

2020.10.17 02:53 Steve_J0bs My Experience With United’s Rapid Covid Test (SFO)

I just tested negative for COVID at SFO’s Rapid Testing Site. Returning results in 15 minutes using Abbott’s “BinaxNOW” test, this testing site is the first of its kind in the nation, and only on its second day of operation. My experience, overall, has been pretty wild.
• Firstly, I had already been tested earlier this week by “Project Baseline”; a partnership between several states and a major, reputable pharma company (Verily) to offer free drive-through testing sites. Unfortunately, this test isn’t good enough for the State of Hawaii. Hawaii wants you to get tested only through one of 11 of their “Trusted Partners”. CVS and Walgreens are listed as trusted partners, but in Colorado, they won’t let you schedule a test unless you’re symptomatic... makes sense, right? Seemingly, living in Colorado, my only option was to use United Airlines, also listed by Hawaii as a ‘trusted partner’.
• The info online provided by United sucks. You’re supposed to receive an email from United regarding the rapid testing option “7 days before your departure date”, but what if you book less than 7 days before departure, as I did? I even called United twice asking for info about the program, hoping to book my slot. Neither time were they any help whatsoever.
• If you don’t have the email from United, the link to find the scheduling page is nearly impossible. When I finally found it, “no appointments available” was the only result I received. Refresh after refresh, hour after hour, I found no luck. Even now, negative results in hand, I was never able to “book a slot”.
• At one point, I saw that passengers with a layover in SFO weren’t eligible for the rapid test, only itineraries that originate in SFO. I damn near rage-quit. I had to cancel my original United itinerary (DEN ➡️ SFO ➡️ HNL), book DEN ➡️ SFO with Southwest, then rebook SFO ➡️ HNL with United... All for compliance. What a mess.
• When I landed at SFO this morning, the scheduling website still showed no appointments available. I decided to simply walk to the testing area and ask for myself. When I got there, I saw an EMPTY line for walk-ins! Nowhere on United’s site or anywhere else is there mention of walk-in availability. In fact, they say the opposite. I had zero idea that was even an option.
• The staff were helpful, friendly, and quick. Before the swab, they made me sit down and Skype with a doctor who gave me a quick assessment by asking several questions. The swab was worse than Project Baseline’s: it went pretty deep. It wasn’t THAT bad though. You can’t beat 15 minute results, in hand, ready to show the Hawaiian authorities. Zero uncertainty is a powerful thing.
• The amount of difficulty and dead-ends I faced during this process was unbelievable. I spent HOURS working on getting this right and still encountered surprises. But now, FINALLY, I’m happy to say that after endless haranguing, hoop-jumping, and hair pulling, I finally got my golden ticket to freedom in beautiful Hawaii this week! Thank you!
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2020.10.16 14:54 1989toy4wd Started the marriage license process yesterday!!

My partner and I have been together almost 8 years. Been engaged for 3 of them. We were planning on a ceremony or elopement this year but corona postponed that. Now with such an uncertain political future we decided we are just going to go to the JoP and get this done ASAP! We will just plan a ceremony on the same day in a year or so. Thinking of a trip to Hawaii or Vegas!
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2020.10.15 16:28 Sconnie92 Around the Alliance 13.20 REST IN RIVALRY

This week in the UFFA came a time of contemplation, both of the past and the present. The injury-marred 2020 season has left us reflecting on potential lost and hearts broken. The close matches of week 5 also reminded us of how fierce the competition inside the Alliance truly is. To that end, the Alliance Archives (a sub-division of UFFA Media and partner of Around the Alliance) has revised the Legacy Scoring SystemTM in order to include the influence of rivalry wins/losses in a team's legacy (more on that later).
In this edition of AtA...


In the continuing saga of Power Rankings, half of the Alliance has yet to plateau at any point (St. Louis, Lincoln, Swansea, Hawaii, Dunedin). Albuquerque breaks their streak, while Alaska, OKC, and Northwoods all hold firm for a 3rd straight week.
Biggest Rise: Lincoln (+4)
Biggest Fall: Swansea (-3)
  1. Alaska Kodiak 4-1 (High: 1 / Low: 1 / - )~~~ Alaska remains the consensus top dog in the Alliance. The impending return of Christian McCaffrey has spirits nearly as high as the fans' expectations. The Kodiak have assembled a true super team thanks to a high percentage of draft picks and free agent signings paying off. Most recently was QB Andy Dalton, who was shipped off to North Wisconsin in exchange for a 21 2nd round pick and WR Kenny Stills.
  2. Oklahoma City Storm 2-3 (High: 2 / Low: 4 / - )~~~ Despite a narrow loss to division rival Lincoln, the rankers remain high on the defending champs. Concerning reports about 2019 MVP Michael Thomas and recent injury to RB Dalvin Cook are major cracks in the armor. If OKC can't manage some big wins in the near future, they might see their cache of confidence start to dwindle.
  3. Lincoln Johnsons 3-2 (High: 2 / Low: 5 / +4 )~~~ Arguably the most spastic of UFFA teams, the Johnsons are back up after a down-to-the-wire win against the Storm. Currently, Lincoln sits over 100pts behind the Hoes on tiebreaker for the Interior. With that kind of deficit, Derrick Henry and company are going to need to power up the offense a little more. The addition of WR Brandin Cooks from Hawaii may do the trick, as Cooks looks to make a splash on his 4th team in the last 2 years.
  4. Northwoods Hodags 3-2 (High: 1 / Low: 5 / - )~~~ After a big win over Hawaii and securing the Interior lead, the Hoes find themselves still ranked behind two division rivals. Northwoods is only 11.5pts behind OKC for 2nd in total scoring, and with a primetime, homefield showdown against their arch-rival in week 6, the Hodags get a shot at sweeping the champs!
  5. St. Louis Clydesdales 3-2 (High: 3 / Low: 6 / -2 )~~~ It was a fun week for the herd on top of the Interior, but a crushing loss to the underdog Roadrunners has brought St. Louis back to earth. While hopeful to get their TE stud duo of Hockenson and Fant back, the Clydesdales now have to head to Alaska with questions surrounding RB Melvin Gordon's status going forward. Gordon's image was removed from all St. Louis social media accounts following his DUI arrest in Denver, CO.
  6. San Juan Shrimp 2-3 (High: 3 / Low: 7 / - )~~~ San Juan went toe-to-toe with the Kodiak in an impressive performance, but came up short of a W in week 5. The Shrimp's defense held the big plays in check, but had no answer for TE Diety Travis Kelce. This ended up being the tipping point, as Tyler Higbee was unable to keep pace. San Juan should be encouraged that they matched across the board (nearly point-for-point by position) against the top dog. Now they travel across the globe for a showdown with arch-rival Swansea in a big prove-it contest for both teams.
  7. Dunedin Rangers 2-3 (High: 6 / Low: 8 / +1 )~~~ Trading for QB Justin Herbert flew in the face of the "we're tanking" narrative put out by team media the last two weeks. And in case there were any doubters on the deal, Herbert hit the ground running with Dunedin, leading them to a resounding victory over the Ducks. The Rangers still sit on the outside of the playoff bubble, but look to have the firepower on offense to get back into the tiebreaker fray soon. In years to come, GM Koch's strategy may be the blueprint for retooling in-season.
  8. Swansea City Ducks 3-2 (High: 6 / Low: 8 / -3 )~~~ Dropping two straight games is rough, but the Ducks did themselves no favors by putting up the lowest score on the week by a decent margin. Injuries have left City borderline lame with their lack of depth. Jimmy Garappolo is back, but looks hella rusty, and now the team is facing questions from WR starters Dionte Johnson and Keenan Allen. RB Nick Chubb still looks a long way off on his return, but there is a glimmer of hope in the emergence of DK Metcalf and the continued (and surprising) youthfulness of QB Ryan Fitzpatrick.
  9. Albuquerque Roadrunners 2-3 (High: 7 / Low: 9 / +1 )~~~ With a home win over the division leading Clydesdales, the Roadrunners pick up their second W on the year. More significant, they left a strong enough impression with the rankers to lift themselves out of 10th for the first time all season. The old man TE squad is still a major concern, but RB Chase Edmonds has given a lot of hope these past weeks. Paired with the surprising start for Ryan Tannehill and Stefon Diggs, things might be looking up sooner than later in the desert.
  10. Hawaii Volcanoes 1-4 (High: 8 / Low: 9 / -1 )~~~ The Volcanoes finished in the top half of scoring yet again, but came away with the loss. Hawaii will be without Team Captain Drew Brees this week (mandatory rest), but was able to find Joe Flacco off the street to fill-in. There's hope that rookie WR Jerry Jeudy's return from mandatory rest (a surprise add to the COVID list) will give the team the spark they need against division rival Dunedin this week.


When reading Legacy Scores, remember these are reflections of a team's trend. The science behind the score is built around a baseline of 0pts. If a team has a score > 0 that means their fans are generally happy with the teams direction/production/recent success. The higher a number is from zero, the happier a fanbase is. For reference, a perfect season (16-0) with maximum rivalry bonuses would yield a score of 57.45.
Meanwhile, a score < 0 reflects a fanbase that is generally unhappy with a team's performance/direction. The lower this number gets, the closer to mass riots a city comes. For reference, a team with an 0-13 record in 2020 would produce -28.2.

> 50 Donald Trump and Joe Biden agree that you are the best.
40 ~ 50 Yankee/Cowboy/Laker fans adopt you as their UFFA team; Ben & Jerry's give you a commemorative flavor.
30 ~ 40 Hot take headlines like "dynasty" and "generational" are being tossed around; People are hate-watching your games.
20 ~ 30 People are wearing team jerseys to formal events; Free agents put you at the top of their list.
10 ~ 20 Fairweather fans are coming out of the woodwork and corporate offices are buying up suites.
1 ~ 10 If you aren't making the playoffs this year, it's clear you'll be the offseason darling.
0 No one is writing fiery posts and spewing scorching hot takes; Andy Dalton is your starting quarterback.
-1 ~ -10 Fans are still disappointed by a loss, but the fairweather fans are growing disinterested.
-10 ~ -20 People are complaining and believe the team needs a big shakeup.
-20 ~ -30 The team is a bit of a meme with some real ghosts to exorcise; Season tickets are drying up.
-30 ~ -40 Hue Jackson is your head coach and Bill O'Brien your GM; a fresh relocation may be in order.
-40 ~ -50 Downtown is burning, Marshal Law declared, FEMA and the UN are prepping care package drops; The president is calling for Brandon Weeden's head.
< -50 You've relocated to Gary, IN.
  1. Oklahoma City Storm (31.1)
  2. Alaska Kodiak (24.15)
  3. Lincoln Johnsons (15.65)
  4. Northwoods Hodags (10.05)
  5. Swansea City Ducks (-2.05)
  6. Albuquerque Roadrunners (-2.1)
  7. San Juan Shrimp (-2.35)
  8. Dunedin Rangers (-2.55)
  9. Hawaii Volcanoes (-6.3)
  10. St. Louis Clydesdales (-28.25)
In a revision of how Legacy Score is determined, the following is the formula used:
Wins: +1pt (+0.1 against rival, +0.25 against arch-rival)
Losses: -1pt ( -0.1 against rival, -0.25 against arch-rival)
Recent 20 Games: (+/- games above/below .500 winning percentage) \ 1.1pts*
Wildcard Berths: \ 1pt*
Division Titles: \ 5pts*
Playoff Wins: \3pts (+0.25/rival, +0.5/arch-rival)*
Playoff Losses: 0pts ( -0.1/rival, -0.5/arch-rival)
Championship Win: 15pts (+1/rival, +3/arch-rival)
Championship Loss: 0pts ( -0.25/rival, -0.75/arch-rival)



QB - Dakota Prescott (NW)
Week 1 - Week 5
We will always remember your 6,700yd pace. You gave hope to a passing attack weighed down by Wentz and Haskins. May your mangled foot be accepted to the injury gods as payment enough to leave the Hoes alone.
RB - Austin Ekeler (ABQ)
Week 1 - Week 4
You were meant to be our lightning to James Conner's lightning. In retrospect, we should have gone with Thunder. May your road bring you back again soon.
RB - Christian McCaffrey (ALK)
Week 1 - Week 2
We all knew Superman doesn't get colds, but evidently he does get high ankle sprain.
RB - Saquon Barkley (SC)
Week 1 - Week 2
**Unabashed weeping**
RB - Marlon Mack (DDN)
Week 1 - Minutes in Week 1
Your contributions to the team will never be for - Hey, look! Jonathan Taylor and Nyhiem Hines are killing it!
WR - Michael Thomas (OKC)
Week 1
May you find your way back to 2019 MVP form and not this man child that gets grounded as soon as he can run again!
WR - Courtland Sutton (StL)
Week 2
This season of OBJ is dedicated to you, his partner in crime. #PonyUp
TE - Blake "Dalton Schultz" Jarwin (OKC)
Week 1
Thank you for accepting our money. Now that you won't sue us for the team doctor tearing your knee while trying to give you a pain shot, can you please be good next year and not lose your NFL job?
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